4 Ways to Buy Investment Land with Little or No Money Down in Maryland

If you’re thinking about investing in vacant land but prefer to not spend your own money to do it then make sure you read this blog post. We are revealing 4 ways to buy investment land with little or no money down in Maryland!

Ways to Buy Investment Land with Little or No Money DownInvesting – it’s not just about buying low and selling high, it’s also about buying the smart way and using as little of your own money as possible. If you want to buy investment land, vacant land, or raw land, there are many ways you can do it without using very much (or any) of your own capital! Here are 4 ways to buy investment land with little or no money down in Maryland:

No Money Down Secret #1. 100% Financing

In many cases, getting financing on an investment requires a down payment. A $50,000 investment property might require a $10,000 down payment with the other $40,000 financed. However, in some situations, you can get financing from a financial institution or a private lender that covers 100% of the loan. Therefore you don’t have to put any money down. So that $50,000 property can be yours by spreading out the full price in a series of payments.

No Money Down Secret #2. Seller Financing

You do not need to go to a bank or a private lender to get financing. Instead, you can simply ask the seller for financing. That means that instead of you paying the seller the full selling price of the property today, you make payments to them (instead of a bank) over a period of months or years for the property. Many sellers are open to this strategy, which makes it a great strategy if you can’t get a traditional loan.

No Money Down Secret #3. Partnerships

What if you find a property that you really want but you can’t get a loan or seller financing? You can always partner with someone and use their money to buy the deal. You’re still getting the property for no money down, or, at least none of your own money. In a partnership, you simply arrange some kind of deal where both you and the other party benefits. For example, maybe they give you a loan like a private lender or maybe they get a percentage of the profits when you sell the property, or perhaps they get some other consideration. There are so many ways to structure the partnership!

No Money Down Secret #4. IRA/401k

Many people look for “no money down” deals because they don’t have the liquid cash on hand. However, many people don’t realize that you can invest in real estate in your IRA or 401(k), although with some limitations. So, if you want to invest in vacant land, you may be able to use your IRA money to get the deal. This is a type of “no money down” deal because it’s more like a “no cash required” deal.


Savvy investors know that investing in real estate is about buying at the right price with the right mix of capital. Many great investments are made even better by buying them with little or no money down so make sure you know these 4 ways to buy investment land with little or no money down in Maryland.

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